Landscaping

Is your house and your lawn an eyesore for the neighborhood? Do you want to improve the value and beauty to your home? Nothing will have greater impact than a well groomed landscaped yard. Instead of being the guy the folks next door and down the street complain about because you are the primary source of weeds for everyone. Be a hero instead. A little effort, a few hours and a few dollars can make a major difference in the appearance of your landscaping -- and your relations with the neighbors.

Fixture Repair Tips

Say you have a broken fixture in your house. The big question is always do I attempt to repair it or simply replace it? The decision is usually determined by the nature of the fixture in question. Generally, a replacement is the obvious choice unless it is an antique or solid brass,

A replacement eliminates the hassle of rewiring or working with small, soft screws that are easy to lose or misplace. In most cases, replacement fixtures come with the correct hardware included and usually require little more that a screw driver to install.

Safety Tip. If you are changing anything electrical, be sure to trip the circuit breaker before you even consider reaching for your tools.

Credit Report

Did you know that by law, you can get a FREE copy of your credit report every year? This will allow you to see any activity on your account and give you the opportunity to challenge anything that is inaccurate. Visit www.annualcreditreport.com. It only takes a few minutes and it makes it easier to sleep at night.

Remember, if you do get in over your head there are some really helpful links on the internet. With the new bankruptcy laws there is a lot of confusion about the best way to handle debt. You can get some really great advice and some tips to keep the collection agents away online.

If you’ve got bad debt, slow payments or perfect credit, there is a wealth of useful information available all over the internet.

Also remember Identity theft is very real so please keep an eye on your credit score. There are many misconceptions about credit scores. There are people who believe they don’t have a credit score and many customers who think that their credit scores just don’t matter. Nothing could be further from the truth. Your score could stop you from qualifying for the best insurance policies, and hurt even your chances of getting some apartments. Protect it!

Watch out for the scam artists who want to charge you $10 - $30 dollars for your "credit score" or $10 a month to monitor your account and alert you to any activity. These are shams and a waste of money